SPOTLIGHT

11 January 2025

2025: A year of global transformation

The election of Donald Trump marks a significant shift in US policy I trust that the Christmas and New Year celebrations have left you refreshed...

06 October 2023

Preparing for Long-term care

As you can’t necessarily predict your future health or life expectancy, it’s very difficult to accurately plan for these costs Sept 23 - Historical UK...

07 November 2022

How Bond Markets Affect Your Portfolio

So what is causing this volatility, and is there anything you need to do about it? How Bond Markets Affect Your Portfolio We have seen...

10 September 2022

10 Reasons Why You Need a Financial Plan

There are many reasons why people put off financial planning. There are always other priorities, and we can tell ourselves that it will be too...

06 July 2022

Preparing Mentally for Retirement

The key to a fulfilling retirement is preparation—building a solid financial foundation, making informed investment choices, and structuring income streams to sustain your lifestyle. With...

05 April 2022

How Behavioural Biases Can Affect Your Financial Plan

Whether we are aware of them or not, we all carry biases which shape our thoughts and behaviour. Most investors know that making decisions based...

16 February 2022

Investing vs Speculating: A Short Guide

Investing vs Speculating: A Short Guide The growth of online trading platforms has made investments more accessible and democratic. Anyone can trade shares, or even...

12 January 2022

A Short Guide to Estate Planning

“A strong estate plan can help to reduce tax, protect your legacy, and ensure that more of your money passes to your loved ones. The...

03 December 2021

A Short Guide to the Importance of Bonds

When most people think of investing, equities are the main asset class that spring to mind. We are all familiar with the fortunes of the...

06 November 2021

The Danger of Trying to Time the Market

The concept of buying low and selling high is well known. Achieving this consistently will inevitably result in profit. The ‘secret’ is knowing when to...

04 October 2021

A Brief Guide to Environmental, Social and Governance (ESG) Criteria

ESG – How it is Transforming Wealth Management? Sustainability is an important measure of a company’s credibility, whether the industry is food production, travel, or...

08 September 2021

A short guide to asset allocation

Article to asset allocation Sept 21 In my last Market Update June 21, I mentioned that I would send an article about Crypto Currencies and...